About Yapital
Yapital is the first European, cashless cross-channel payment solution. After registering once, customers can use Yapital for cashless payments across all channels - in-store, mobile, online or by invoice. Founded in 2011 as a wholly- owned subsidiary of the Otto Group, Yapital has launched its innovative service in 2013.
Yapital is simple, fast and secure. Following a one-time free of charge registration via smartphone or web browser, Yapital is ready for immediate use. Consumers can send and receive money and pay across all channels without media disruption.
Yapital uses state-of-the-art encryption and security processes to protect sensitive customer data. It is a European business and licensed in Luxembourg. Yapital complies with the strict legal and regulatory requirements set for e-money institutions. It has a world-class risk management and data centers with the highest security standards.
Payments with Yapital are guaranteed. This ensures process reliability and reduces administrative costs for merchants. Yapital seamlessly integrates all retail and service channels, converting marketing channels into actual sales channels. Costs for merchants are reduced and additional sales potential is generated.
Yapital aims to play a leading role on the European payment systems market. The company is not only relying on the Otto Group’s commercial reach, but also cooperates with retail partners and service providers of different sectors throughout Europe and across all channels.